Beating the Recession–“Expert” Tips

Good day all! Working at getting back into a regular swing of things here at the blog. Never thought I’d miss it as much as I do! Hope all is well with all of you. As always, I thank you for checking in and for your support and faith in me.

So what’s a Monday without a positive start? My wonderful friend Diane Lang, positive living expert, is here, sharing tips from those in the trenches, “living it” as we tend to say today.

Here’s Diane:

   

All the tips you will read below have been from the real experts, the people who are feeling the effects of the recession in their everyday lives. This is how they make it through and what works for them. Not every tip will work for every person. It all depends on your situation, your location, how much time you have, what your comfortable doing, etc. Pick and choose what works best and send the tips along to everyone and spread the advice. The goal here is to spread the wealth of knowledge to as many people as possible. So, while we might not have huge financial wealth, we have plenty wealth in knowledge and paying it forward. Also, remember money doesn’t bring happiness BUT paying it forward does…

1.  You don’t have to do the traditional one job, one paycheck.  It is sometimes easier to get part-time jobs. I have clients tell me they have 2 part-time jobs that pay the bills. It also allows for some security because if you lose one job, you always have another. If one spouse has benefits, this works perfect for flexibility for family also.

2. I have friends who substitute teach for money while they look for a job BUTwhat about going to a temporary agency? Agencies have temp-to-permanent work, consultant and freelance work. You don’t always have to go the traditional route. The agencies also allow for saying “No,” to a job if needed. Some agencies offer training classes, computer classes, career coaching and health benefits. You can register for more then one agency.

3. My friend just spoke about the recession and mentioned the word “Stockpile”. What that means is the pile is filled with food, supplies, etc that you bought at a discount price and are saving to use at a later date. I have seen people do this with food, batteries, napkins, health and beauty aids and much more. People do this with saving money. What is in your stockpile is up to you. The down side I saw on this was the room to stockpile products sometimes it’s hard to find the room to stockpile in your house but as for money you can stockpile some savings each week in a much simpler manner.

Another bonus: Use your stockpile to help others, give to your local food banks and charities.

4. Carpooling is a great idea for saving money, environmental friendly and socialization. Also take public transportation – that is another form of carpooling.

5. My 10-15 minute showers no longer exist. I try to keep my showers under five minutes. I get to save water and money on my water bill.

6. Clothes swap – I take all my children’s clothes, shoes, toys, books, etc and give them to families who need. I have friends who do the same for me. It’s a great way to save money and pay it forward. The bonus: Pay it forward brings boosts of happiness plus we teach our kids to help others.

7. Bartering has made a huge comeback. Barter your services and get some in return. No exchange of money is necessary. Example: I will give free career counseling/assessment testing for free personal training or a massage.

8. I no longer pay for the gym. The weather is getting better so there is no reason why I should go on treadmill when I can be outside walking. If I stop paying for the gym for 6-8 months I can save the $40 a month I pay for the membership. Happiness Bonus- walking in nature lifts our spirits. If you can walk near water you also feel calmer. Walk with a friend and add the social component and your boosting your happiness level while staying in shape

9. One of the ways I try to save money is not buying brand name items when I go grocery shopping. For example, I usually get the no frills toilet paper and paper towels. I have found that generic is just as good as name brand products and cost less.

10. Buying a foodsaver ended up being a great investment. The initial price was $100 (and you need to buy bags) but it is well worth it. I buy meat in bulk at a warehouse club and then divide them up into portions and use the foodsaver.

11. Always look at manager’s specials at your local supermarket. You can get some great deals on meat, fish, veggies, etc. Always read the date. Some foods need to be eaten within a few days but some don’t.

12. Buy clothes in the opposite seasons. For example: For winter clothes I buy in spring or summer. I went shopping for winter clothes in May and got everything at 80% off – can’t beat that.

13. When no one is home, make sure to disconnect all electronics from their power sources so they do not use extra energy. Also, lower your heat at night and when no one is home.

14. Make a budget sheet. This will help you monitor how much money you’re spending and where it’s being spent. Formulate a budget sheet that includes every expense and income transaction for each month.  You can look at the sheet at the end of each month to see where you can cut back.

Thank you to everyone who sent me their great tips. If you have tips, please send them to Lifeline36@aol.com  and I will use them in my next newsletter.

Wow, Diane. I can comment on almost every one of these excellent ideas! Think I’m tempted to have some fun with these; look for a follow-up on an upcoming Monday. 😀 (And be on the look-out too, for another of Diane’s posts with even more tips.)

For those of you interested in managing stress on a more direct level, here is a link for a webinar Diane Lang will be teaching with her associate, stress management consultant and community organizer, Brian Keating:

Facing and Managing Stress in our Hyper, Post-Modern World (June 22, 2011). Space is limited: for details and reservations click here.

Thanks to all of you who checked in. Let the rest of us know you were here with a comment or two on your favorite tip(s). Those few minutes you take might be just the spark someone else needed to ignite beat-the-recession strategies of his/her own.

Have a great day and ttys,

Joanna

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